My health and wellbeing
My health and wellbeing
UNDERSTANDING YOUR BENEFITS PLAN

Your benefits plan is a key part of keeping you and your family healthy and well. The plan was designed to offer comprehensive coverage while giving you some flexibility in how you spend your benefits dollars. It also provides valuable protection from unanticipated health events.

Your plan is a modular flex plan. You can choose from three coverage levels – Green Leaf, Orange Leaf or Blue Leaf – depending on your personal needs and circumstances.

Your benefits include life insurance (for you, your spouse and your dependents, long-term disability, global medical assistance, prescription drugs, vision care, medical services and supplies, paramedical services, dental services, critical illness and accidental death and dismemberment (AD&D) coverage.

Depending on which option you choose, you may also have access to a healthcare spending account (HCSA) which you can use for health and dental expenses beyond what the plan covers.

For more information, refer to the plan booklet.

New to CB Benefits?
> Plan eligibility and enrollment
> How to choose your benefits
> Choosing optional benefits
> Understanding your HCSA
> Enhanced generic substitution
> For more information
Current plan member?
> Making a claim
> Experiencing life event
> Getting the most from your employee assistance program (EAP)
Thinking about retiring?
> Important information for pre-retirees
What is an HCSA? Essentially, it’s a pot of money you can use toward any eligible health or dental expenses under the Income Tax Act – for example, extra drug costs above the plan limits or paramedical services like massages. The money in your HCSA is pre-tax, so it goes a lot further. For Quebec residents, it’s a taxable benefit like your regular health benefits.